This basic insurance is compulsory for all persons domiciled in Switzerland. Its coverage is defined by the Federal health insurance laws (LAMal).
Choosing a cheaper health insurance and optimizing the self pay rate is a quick and effective way to reduce your premium.
All outpatient treatments covered by the AOS (compulsory health insurance) and the treatments covered by the LAA insurance (Accident Coverage Insurance Law) are billed according to the relevant federal classification, at the same rate as in a public hospital.
In case of hospitalization at the Hôpital de la Tour, it is necessary for the patient to have a semi-private or private insurance coverage. Periodically, agreements with many health insurers are signed to facilitate administrative procedures during a patient’s hospital stay.
We draw your attention to the fact that only private insurance coverage gives you the possibility to select with complete freedom the doctors of your choice, whether they practice in private clinics or at the Cantonal Hospital. It provides the guarantee that you will spend your stay in a private or semi-private hospital room, with a high standard of hotel service.
In addition, some insurance policies also allow you to access additional benefits that are not part of the list of services reimbursed by the basic health insurance coverage.
The important thing is, of course, to choose the coverage that suits your needs and for which you have obtained all the necessary information.
Please contact us for further information either by phone or by e-mail.
Please find below a list of insurers with whom we have concluded formal agreements for direct billing:
Groupe Helsana and partners
Groupe Mutuel and partners
La Mobilière, Helvetia, La Nationale et La Vaudoise
RVK, regroupant EGK, Sympany, Kolping, Galenos et Aquilana
Sanitas/Wincare et ses partenaires Zürich, AXA-Winterthur et La Bâloise
We work with all private LAA insurances and have a LAA tariff agreement, which allows us even to accept patients holding only the mandatory LAA coverage under certain conditions.
Dernière modification le 07.01.2019
Sauf indication contraire, ce texte a été modifié par l'équipe éditoriale.